Investor tool
Rent vs. sell framework
Compare annual rental cash flow with the net proceeds and opportunity cost of selling. Replace every baseline with your actual property data when available.
Rental cash flow formula
- Gross scheduled rent: Market rent × 12 months.
- Less vacancy/credit loss: Use your trailing history when available.
- Less operating expenses: Taxes + insurance + HOA + owner maintenance reserve + utilities paid by owner + the applicable RRG flat monthly fee.
- Less debt service: Mortgage payments and any other property-level debt.
- = Estimated annual pre-tax cash flow.
- Compare that cash flow plus expected principal paydown and appreciation against estimated net sale proceeds and the return available on those proceeds elsewhere.
RRG pricing rule: the tier is based on the owner's total active occupied-unit count, and the resulting per-unit rate applies to all of those active occupied units. It is not a percentage of rent.
This is a planning framework, not tax, legal, appraisal, or investment advice. Taxes, selling costs, depreciation recapture, capital gains, financing, and local vacancy can materially change the result.